Myth: My spouse and I shouldn't talk about money because it only leads to fights. Truth: You cannot have a great relationship until you can communicate and agree about money.
So if you are married and have money fights, you are normal. But if this is a real problem area for you, there is also an opportunity to improve your relationship and maybe even reach agreement with your spouse. I'm not talking about agreement brought on by surrender, but rather by each person getting a vote, understanding the other's view and finding common ground.
Men and Women are Different
When it comes to money, men tend to take more risks and don't save for emergencies. Men use money as a scorecard and can struggle with self-esteem when there are financial problems. Women tend to see money more as a security issue, so they will gravitate toward the rainy-day fund. Because of their need for security, ladies can have a level of fear when there are money problems. Men and women are different in how they view money, and it is largely because they process problems and opportunities from different vantage points.
Marriage is a partnership.Both parties need to be involved in the finances. Separating the money and splitting the bills is a bad idea. As you work on your money together, you will begin to change your family tree. One of your main goals in your marriage should be to pass a legacy down to your children and grandchildren.