Financial independence and retirement are used interchangeably, but there are some subtle differences.
Financial independence is usually applied to people across their entire lifespan. Those who cashed out $5 million
worth of Facebook stock at the age of 30 are financially independent just like those who saved $5 million in their retirement funds by the age of 65.
Retirement, on the other hand, is a term often used to describe someone in the last quarter of their lives e.g. ages 65 and up. Sometimes people are involuntarily forced into retirement due to employment circumstances. This is why some folks get so hot and bothered if you aren’t in the upper ages but say you are retired. They don’t think you deserve retirement because you’re not old enough!
The reality is all of us would rather be financially independent earlier, so we have more time to enjoy our
wealth. ..Read More
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