Thu, 24 May 2012 21:53:08 -0800WeeblyFri, 25 May 2012 09:50:35 -0800http://www.thornhillwealthforum.com/2/post/2012/05/personal-priorities.htmlA BMW with a payment prompts my pity rather than envy. However, if you have a paid-for home, I will likely sing your praises. This again speaks to personal priorities.

I think there is an assumption by people who don’t control their spending that those who do must not know how much fun it is to be them. What some spendthrifts fail to realize is that frugal people derive pleasure from different things. For example, Read More]]>Fri, 18 May 2012 20:18:55 -0800http://www.thornhillwealthforum.com/2/post/2012/05/are-you-addicted-to-your-pay-cheque.htmlImagine a life where all your time is spent on the things you want to do. 

Most of us live in financial bondage. We sacrifice our time and family to our employers in order to receive a pay cheque. We like our nice houses, but we have to keep going to work to pay our mortgages. We like our gadgets, toys, restaurants and vacations, but have to keep working to enjoy those pursuits. We give the most precious part of our lives away, for a...Read More
]]>Thu, 10 May 2012 17:28:32 -0800http://www.thornhillwealthforum.com/2/post/2012/05/credit-card-advice-for-my-daughter.htmlEven though I have been educating my kids about money management, it still seems that some of my messages land on deaf ears. My university going daughter recently received her first credit card. Here are some of the lessons I shared with her on managing her finances, especially her credit card. Credit cards are like sharp knives. They’re wonderful tools, but... Read More
]]>Mon, 07 May 2012 11:29:45 -0800http://www.thornhillwealthforum.com/2/post/2012/05/best-roi-and-pom-money-can-buy.htmlAlmost everybody I know, who has a mortgage, wants to pay if off as soon as possible. There is no shortage of advice on how to get the job done. At the end of the day it boils down to “pay more principal”. 
Paying mortgage principal early is a powerful money saver because small debt reductions compound dramatically over the life of the loan thus eliminating many times the payment in interest.  Now that we know how to pay off your mortgage early let’s look at the benefits to following this strategy... Read More 
]]>Sat, 05 May 2012 11:23:26 -0800http://www.thornhillwealthforum.com/2/post/2012/05/do-you-know-your-debt-number.htmlMost people know their beacon score. Very few know their debt number. 

If you avoid the mailbox and pay bills only once a month, then you are avoiding knowing your debt number. By avoiding your debt, you are allowing yourself to dig a deeper debt hole. By not knowing how bad your debt situation is and just blindly making minimum payments and hiding, you are allowing yourself to...Read More 
]]>Sat, 05 Nov 2011 19:28:43 -0800http://www.thornhillwealthforum.com/2/post/2011/11/entrepreneurs-have-the-x-factor.html "Being an entrepreneur is not about an idea, it's about excitement." 

  So, what is the “X Factor”? I have tried to understand the difference between entrepreneurs and people who prefer the certainty of a 9-5 job. Entrepreneurs possess some qualities that differentiate and define them from everybody else. Here are some of the qualities that make them different. Read More
]]>Tue, 23 Aug 2011 20:50:25 -0800http://www.thornhillwealthforum.com/2/post/2011/08/love-is-better-than-anger.htmlMy friends, love is better than anger. Hope is better than fear. Optimism is better than despair. So let us be loving, hopeful and optimistic. And we’ll change the world. - JL


]]>Sun, 29 May 2011 19:21:03 -0800http://www.thornhillwealthforum.com/2/post/2011/05/post-title-click-and-type-to-edit12.htmlToo many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like. – Will Rogers
]]>Sun, 29 May 2011 19:12:19 -0800http://www.thornhillwealthforum.com/2/post/2011/05/knowledge-ans-wisdom.htmlNever mistake knowledge for wisdom. One helps you make a living; the other helps you make a life. – Sandra Carey
Wisdom is the utilization of knowledge for good use. Without wisdom, knowledge isn’t really all that useful.

]]>Sun, 29 May 2011 19:11:37 -0800http://www.thornhillwealthforum.com/2/post/2011/05/leadership.htmlThe only real training for leadership is leadership. – Antony Jay
If you want to be a good leader, you have to start with just being a leader.

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