Thornhill Wealth Forum 
 
A retreat is simply a block of time set aside to focus solely on you. The goal of a retreat is to get your life as on track as you can possibly get it.

Usually, this means focusing in on a particular area of your life that feels out of whack, determining what exactly you can do in your own life to fix it, and coming up with a specific plan for achieving that. It also means refreshing and renewing yourself so that you can actually attack that specific plan that you’ve developed.

A weekend works really well for this. The time spent between Friday afternoon and Monday morning includes two full days and three full nights of sleep, which provides plenty of time to think about goals, refresh yourself, and move on from there. A three day weekend is a great time for this because the third day of the weekend is perfectly left for the first steps towards implementing your new goals.

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Why Windsor? 08/22/2010
 
 Many Real Estate Investors have been flocking to Windsor for some amazing real estate investment deals that provide good cash flow. Here are some reasons why investors should consider Windsor. 
  • Windsor was rated number 1 best overall small city in North America to invest by the Financial Times of London. 
  • Windsor- built Ford engines power the best selling truck in North America - the Ford F Series. 
  • The Chrysler plant has been moving full speed ahead with 3 shifts, 6 days per week
  • "Birth of an industry". A major solar panel plant is being built on a 300-acre site.
  • $500 million investment to upgrade Caesars Windsor.
  • Ford engine plant in Windsor has been awarded the future "green engines" status which should keep many people employed for a long time.
  • $133 million approved for infrastructure projects
  • $230 million approved for education infrastructure
  • New medical school to be built at a cost of $28 million.
  • New border crossing and highway expansion investment of $5 billion will create 25,000 jobs.
  • Windsor no longer depends on the auto industry. New infrastructure investments mean that there is going to be a building boom and the price of real estate will rise! 
 Here are some examples of investment properties currently for sale: 
  1. 4 bedroom, 2 bath, 2 car garag, finished basement - $82,900
  2. Bungalow, 2 bedrooms, full basement, close to university - $52,500
  3. Large duplex, 4 bedrooms, 2 bathrooms, close to university - $149,000
  4. 2 bedroom bungalow, 2 bathrooms, deep garage, $650 per month rental - $75,000

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If you measure the success of your life by what other people think of you, you will never get ahead and never be happy. There will always be someone else to impress or some other tool to win their fleeting awe. It all passes. 

When you realize that the fleeting awe that others give you really doesn’t matter much at all and that what really matters is you and becoming the best possible person you can be, personal finance often snaps right in place in this kind of complete life.

Take control of your life. Figure out what you want, set your own goals, and use your money as a tool to put you where you want to be. Stop wasting time and money on what other people think.

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The things you’re passionate about are the things that you can dump tons of time into while still deeply enjoying yourself.  If you can channel that into earning income in some way, you’re far ahead of the career game.
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Deceiving yourself is one of the most dangerous things you can do. Almost every time you see someone under a mountain of debt, some sort of self-deception is at the root. Here are some warning signs:
  • Do you often feel like you have to “justify” purchases because your brain tells you you can’t afford them?
  • Do you avoid looking at bills and financial statements?
  • Are you often “surprised” by your credit card bills, but you don’t even think about the bills when you bust out the plastic?
  • Do you tend to believe you’re more well off than you are when you’re out in public buying stuff than when you’re looking at your bills?
If any number of those are true, you’re either directly or indirectly misleading yourself when it comes to your financial state, and that directly leads to financial trouble.
The first step is to simply realize you’re doing it – and to realize that it’s not helping you with financial success.
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Frugality 08/02/2010
 
Frugality is not about giving up the things that bring you joy in life. It’s about figuring out what actually does bring you joy in life and accentuating that, then cutting back sharply on the things that don’t matter as much to you.

For example, if you don’t watch much television, a frugal decision would be to get rid of your cable box and just use the over-the-air signals – or, perhaps, selling your television off entirely.

A key part of that statement – perhaps the key part – is the if you don’t watch much television part. If you do enjoy television and you watch it multiple hours per day, then you shouldn’t cut back on it. You might, however, find that you don’t watch your premium channels much, so you might get a cheaper package – or you might not.

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